Affordable, personalized health coverage with guidance you can trust.
At Ideal Health Advisors, we make health insurance simple, affordable, and personal. Led by licensed agent Kim Kramer, we help individuals, families, and small business owners find coverage that truly fits their needs and budget, without the confusion or high costs.

I started Ideal Health Advisors with one goal, to make health insurance clear, affordable, and personal. After seeing how confusing the process can be for individuals and small business owners, I wanted to create a space where people could get honest guidance and coverage that truly fits their needs.
As a licensed health insurance agent based in Texas, I’m proud to serve clients across Alabama, Arkansas, Florida, Georgia, Kansas, Louisiana, Michigan, North Carolina, Ohio, South Carolina, Tennessee, and Texas.
With years of experience helping clients navigate everything from Marketplace plans to private options, my approach is simple, listen first, explain clearly, and provide support long after enrollment. I believe insurance doesn’t have to be stressful, and I’m here to make sure it isn’t.
Group insurance can be expensive for both employers and employees. That’s why I work with small businesses, especially those with under 50 employees, to design affordable, flexible health coverage options.
By offering individual health plans instead of traditional group coverage, businesses can reduce costs while still supporting their team. I also handle employee enrollments and provide ongoing support, making the process simple for everyone involved.
At Ideal Health Advisors, we work with trusted national insurance carriers to ensure our clients have access to dependable, high-quality coverage, for both medical and dental needs.
• Blue Cross Blue Shield
• Aetna
• Manhattan Life
• Philadelphia American
• New Era
• Ambetter
• Oscar
• United
• MedMutual
• North American Company
• Ameritas
• MetLife
• Best Life

Based in Texas, Ideal Health Advisors proudly helps individuals, families, and small business owners across the Southeast and Midwest find coverage that fits their lifestyle and goals.
Finding the right plan starts with real guidance, not guesswork.
Whether you need coverage for yourself, your family, or your business, Ideal Health Advisors is here to help you compare trusted plans and enroll with confidence.
Monday - Friday 9:00 am - 5:00 pm
Saturday - Sunday Closed
Closed on Government Holidays

Copyright © 2025 Ideal Health Advisors - All Rights Reserved.
NPN: 19546590 (Kim Kramer) | 20710897 (Ideal Consulting)
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