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ABOUT IDEAL HEALTH ADVISORS

Affordable, personalized health coverage with guidance you can trust.


At Ideal Health Advisors, we make health insurance simple, affordable, and personal. Led by licensed agent Kim Kramer, we help individuals, families, and small business owners find coverage that truly fits their needs and budget, without the confusion or high costs.

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Meet Kim Kramer

Kim Kramer of Ideal Health Advisors headshot.

Licensed Health Insurance Agent & Founder of Ideal Health Advisors

I started Ideal Health Advisors with one goal, to make health insurance clear, affordable, and personal. After seeing how confusing the process can be for individuals and small business owners, I wanted to create a space where people could get honest guidance and coverage that truly fits their needs.


As a licensed health insurance agent based in Texas, I’m proud to serve clients across Alabama, Arkansas, Florida, Georgia, Kansas, Louisiana, Michigan, North Carolina, Ohio, South Carolina, Tennessee, and Texas.


With years of experience helping clients navigate everything from Marketplace plans to private options, my approach is simple, listen first, explain clearly, and provide support long after enrollment. I believe insurance doesn’t have to be stressful, and I’m here to make sure it isn’t.

Affordable Options for Small Business Owners

Helping small businesses lower costs without sacrificing coverage quality.

Group insurance can be expensive for both employers and employees. That’s why I work with small businesses, especially those with under 50 employees, to design affordable, flexible health coverage options.


By offering individual health plans instead of traditional group coverage, businesses can reduce costs while still supporting their team. I also handle employee enrollments and provide ongoing support, making the process simple for everyone involved.

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Trusted Insurance Providers

Trusted Providers

Dental & Vision Providers:

Medical Providers:

At Ideal Health Advisors, we work with trusted national insurance carriers to ensure our clients have access to dependable, high-quality coverage, for both medical and dental needs.

Medical Providers:

Dental & Vision Providers:

Medical Providers:

• Blue Cross Blue Shield 

• Aetna 

• Manhattan Life 

• Philadelphia American 

• New Era 

• Ambetter 

• Oscar 

• United 

• MedMutual 

• North American Company

Dental & Vision Providers:

Dental & Vision Providers:

Dental & Vision Providers:

• Ameritas 

• MetLife 

• Best Life

Licensed to Serve Clients Across 12 States

Map highlighting the 12 states where Ideal Health Advisors is licensed to provide coverage.

Proudly helping individuals, families, and small businesses throughout the Southeast and Midwest.

Based in Texas, Ideal Health Advisors proudly helps individuals, families, and small business owners across the Southeast and Midwest find coverage that fits their lifestyle and goals.

Health Coverage Made Simple, Support You Can Trust

Finding the right plan starts with real guidance,  not guesswork.


  • Personalized Guidance – We take time to understand your goals and match you with coverage that fits your needs.
  • Trusted Experience – Years of expertise helping individuals, families, and small businesses find reliable health plans.
  • Ongoing Support –  We’re here from enrollment through renewal.
  • Peace of Mind – Clear, honest advice so you can make confident choices about your healthcare.


Contact Us

Ready to Find the Right Plan?

Whether you need coverage for yourself, your family, or your business, Ideal Health Advisors is here to help you compare trusted plans and enroll with confidence.

Ideal Health Advisors

817.845.1750 Kim@idealhealthadvisors.com

Hours

Monday - Friday   9:00 am - 5:00 pm

Saturday - Sunday   Closed

Closed on Government Holidays

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Flatlay with a stethoscope, bandaids, pen, and Rx paper, symbolizing healthcare and coverage.

Copyright © 2025 Ideal Health Advisors  - All Rights Reserved. 

NPN: 19546590 (Kim Kramer) | 20710897 (Ideal Consulting)

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