Disclaimer

Effective Date: October 2025

The information provided on the Ideal Health Advisors website is for informational purposes only and should not be considered professional advice, a guarantee of coverage, or an offer to sell insurance in any jurisdiction where we are not licensed.

All insurance information provided on this website is intended to help you understand available products and services. Coverage terms, conditions, and availability vary by carrier and state. For personalized recommendations, please contact a licensed agent directly.

Kim Kramer and Ideal Health Advisors are licensed in the following states: TX, OK, KS, AR, LA, AL, TN, FL, SC, NC, OH, and MI.
National Producer Numbers: Kim Kramer – #19546590 | Ideal Consulting – #20710897

Submitting a request for information does not create a client relationship or guarantee coverage. Insurance applications are subject to underwriting and approval by the insurance carrier.

This site may contain links to third-party websites for your convenience. Ideal Health Advisors is not responsible for the accuracy, security, or privacy practices of these sites.

Ideal Health Advisors makes every effort to ensure the accuracy of information but does not guarantee that all content is current or free from errors. We are not liable for any loss or damages arising from reliance on information provided on this site.

If you have questions regarding this disclaimer, please contact:
Ideal Health Advisors
Email: kimk@idealhealthadvisors.com